Terms of Service
Last updated: July 2, 2026
1. Acceptance of Terms
By accessing or using this website (the “Site”) or submitting a quote request to Luis Trevino Insurance Agency (“we,” “us,” or “our”), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not use the Site.
2. Use of the Site
The Site is intended for Texas residents seeking information about personal insurance products including home, auto, life, and bundled coverage. You agree to provide accurate, current, and complete information and to use the Site only for lawful purposes.
3. No Insurance Offer
Information on this Site is for general purposes and is not an offer of insurance. Coverage is subject to underwriting approval, policy terms, and carrier availability in your state and ZIP code.
4. TCPA Consent to Contact
By submitting a quote request or otherwise providing your telephone number to us, you expressly consent to receive telephone calls, SMS/text messages, and pre-recorded or auto-dialed messages from Luis Trevino Insurance Agency and its authorized representatives and partner carriers at the telephone number provided, regarding insurance quotes, policies, and related services. This consent applies even if the number provided is on a corporate, state, or federal Do-Not-Call registry. Message and data rates may apply. Message frequency varies. You may reply STOP to unsubscribe from SMS at any time or HELP for help. Consent is not a condition of purchase.
5. Email Communications
By submitting your email address, you consent to receive transactional and marketing email from Luis Trevino Insurance Agency. You may unsubscribe from marketing emails at any time using the link in the email footer.
6. Third-Party Carriers
Luis Trevino Insurance Agency is an independent agency appointed with multiple insurance carriers. Policies you purchase are issued and administered by the applicable insurance carrier, subject to the carrier’s terms.
7. Intellectual Property
All content on the Site — including text, graphics, logos, and images — is the property of Luis Trevino Insurance Agency or its licensors and is protected by U.S. and international intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
8. Disclaimer of Warranties
The Site is provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
9. Limitation of Liability
To the maximum extent permitted by law, Luis Trevino Insurance Agency shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of the Site or any inability to use it.
10. Binding Arbitration & Class Action Waiver
Any dispute, claim, or controversy arising out of or relating to these Terms, your use of the Site, or any communications from us shall be resolved by binding, individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, in Texas. You and Luis Trevino Insurance Agency agree that each may bring claims against the other only in an individual capacity and not as a plaintiff or class member in any purported class or representative action. The arbitrator shall have exclusive authority to resolve all disputes, including any claim that these Terms or any part thereof is unenforceable. You waive any right to a trial by jury.
11. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-laws principles. Subject to Section 10, any action not subject to arbitration shall be brought exclusively in the state or federal courts located in Texas.
12. Changes to These Terms
We may revise these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
13. Contact
Luis Trevino Insurance Agency
Texas · Serving Houston, DFW, San Antonio, Austin & McAllen
Phone: (800) 555-0142
Email: hello@luistrevinoinsurance.com